Credit Crunchies

Is it me?

Wed, 17 Feb 2010 14:08:12 +0000

Is it me or has something broken arround here?

*Shakes head* - I go away for a little while and look...

Now is a good time to buy domain names

Thu, 8 Oct 2009 12:06:12 +0000

With the recent world wide panic over the US dollar causing a slump in it's value now might be a good time to buy domain names when the money is processed through the US.

How does this work?

Quite simply when teh dollar weakens against the pound, yen, euro or anyother currency the effect is that less of that currancy is needed to buy a dollar. So the price of goods in America comes down ony for those of us outside of America.

For example my domain name shop is backed by TuCows and the payment processing is done in US Dollars. Now take for example .eu names. They cost $10. This has not changed but the cost of those $10 has gone down so now a .eu should cost about �6.30 (or less).

If you are a blogger this would be an ideal time to move to your own name. Not only do you get extra presteage and so forth but as the Dollar buckles on the world market you get this for a very low price. The same goes for hosting and anything else you might order from the US.

Ron Paul commends a return to the gold standard

Mon, 5 Oct 2009 11:54:00 +0000

Ron Paul (whoever he is) suggests a return to the gold standard. I'm not an American so I have no idea who this guy is but his arguments are strong ones. World the world be better served with gold based economy? Prices should go down, jobs up and spending has to be cut by government. However, and he does not say this, spending stimulates economy.

Watch the video and then share your opinion.

Stand up to the Banks

Sat, 3 Oct 2009 11:39:00 +0000

Right now banks around the world are charging very high rates of interest even though many are getting 0% loans themselves. This selfishness coupled with some American banks charging 30% or more APR on credit has sparked outrage. Add to this mix the new media of youtube and blogs and suddenly the banks have to answer to the people.

Bankrupcy Laws in Russia

Thu, 1 Oct 2009 11:39:07 +0000

How a country deals with bankrupted and struggling companies can have a huge impact on teh way the country recovers. For example if the company can be sold or restructured rather than broken up the realisable value is higher (meaning creditors get paid) and people get to keep their jobs.

Getting our stuff together.

Wed, 9 Sep 2009 12:11:49 +0000

I know I'm not the only one to feel the sting of the credit crunch, the pull of the beach and the lack of anything very positive to say about living on less. It's a malady that seems to be grabbing us all in one way or another.

However, while I work on making this a more fun place for us all to blog I thought I'd share some links. A lot of these links are very green because green living is eco living.

Fancy writing for us - guest posts ar always welcome.
Greening is Easy AND Can Make You A Profit � Garage Sale Sustainability
The Credit Crunchies Facebook page
Green Moral - a green blog (by me)
The Morton Arboretum On The Cutting Edge; Beer Bottle Glass Sustainable Paving
The Casual Gardener
The Fermented Goodness of Home Made Herb Vinegar

Bail Out Fail

Sun, 2 Aug 2009 08:06:39 +0000

I remain unconvinced about the value of the big bail out the banks and other lending institutions have been enjoying. Take for example a letter from one of my credit card providers telling me the APR will now be slightly more the 31%.

But don't worry, they say, it's only 28.15% p.a. for balance transfers.

Given the price of loans and the cost of overdrafts I think that I would be better off using other forms of credit if I need it.

I think we all know where the credit card company can stick their offer.

No buget veggy patch

Wed, 15 Jul 2009 20:43:03 +0000

Over at Green Moral I've been asking questions and talking about digging gardens. Have you any ideas for planting a garden not on a low budget but on no budget?

Grow your own: Part 1.

Sun, 14 Jun 2009 15:32:17 +0000

Growing your own food is one great way to reduce your bills and make your money go further. I intend to talk a lot about living a low impact lifestyle that has small needs and can be sustained even without a full time job. It's how I live.

Right now I'm helping one person have a nice garden with a (small) vegetable patch. The garden started bad (take a look and is now looking quite fine.

I'll be posting all over the web about this and other topics in a distributed blogging effort I like to call Matt's Big Garden (look for posts tagged MattsBigGarden)

Online Job Hunting

Fri, 1 May 2009 09:00:00 +0000

There was a time when a person who wanted to find work had to buy newspaper and look through the classified ads section. The advent of the internet has changed that by creating opportunities for people to work either in a different state or in another country.

It has made the world a smaller place rendering it accessible for anyone with a computer to search for a job and apply to it.

There are many sites that offer such services. All the person has to do is open an account, fill up the necessary fields then submit your resume.

These sites usually ask for pertinent information such as the person's name, age, address, contact number and social security number.

Additional information that will be requested is educational background. Employment history is also another thing that has to be mentioned which includes the job description and highlights that one has experienced during that person's career.

A section in the account will also ask the preferred industry of work, if the person is willing to do field work or open to relocation and the expected salary should one be accepted for the job.

With all the information provided, these sites will then match your qualifications with the jobs available. This service is free and matches can be seen when the person logs on the account or gets a notice via email.

Some sites offer a service with a fee that will place the resume over other applicants giving that person more priority but even that is a not a guarantee that one will get the job.

Online job hunting is not just for professionals. It caters to anyone who wants to work either full time, part time or on a per project basis.

Applying online is not only done through job sites. You can also check the websites of companies that usually have a section on careers to see what openings are available. You simply have to go through the process of giving certain information and uploading your resume.

There are many jobs available in the market. The internet has made it easier for companies to make people aware that there are vacancies available. It has also made it convenient for applicants to apply online instead of walking to an office and dropping of a resume. With everything that is just a mouse click away, all it takes is a little effort on one's part to sit down in front of a computer and looking for a job.